Sacramento Banking Rates

Compare the Best Local Rates

About Sacramento Banking Rates

Welcome to Sacramento Banking Rates, your resource for the best interest rates in the city. We work with hundreds of banks and credit unions to bring you deposit account information, mortgage and auto loan rates. Simply use our rates comparison tools and you’ll be on your way to saving today.

Our Featured Sacramento Bank Rate

More Banks and Credit Unions in Sacramento and Surrounding Areas

Community Business Bank Sacramento
725 Riverpoint Court
West Sacramento, CA 95605
River City Bank
2485 Natomas Park Drive
Sacramento, CA 95833
Mc Clatchy Employees Credit Union
P.O. Box 15779
Sacramento, CA 95852
S A F E Credit Union
6341 Folsom Blvd
Sacramento, CA 95819
Community Business Bank Sacramento
1550 Harbor Boulevard, Ste 200
West Sacramento, CA 95691
Schools Financial Credit Union
1485 Response Road Suite 126
Sacramento, CA 95815
Five Star Bank
2400 Del Paso Road Ste 100
Sacramento, CA 95834
California Community Credit Union
8815 Folsom Blvd
Sacramento, CA 95825

These days, most banks are dropping interest rates on deposit accounts, which is why it’s so important to know which ones still have competitive offers. Locating the Sacramento banks with the highest interest rates will ensure you’re always growing your savings to its full potential. Sacramento Banks With the Best Savings Rates

If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Sacramento. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start. Sacramento Credit Unions with the Best CD Rates

When shopping around for the highest certificate of deposit interest rates, it helps to look at local financial institutions. Generally, smaller banks are especially invested in the communities they serve and thus, make providing the best rates to customers a top priority.

However, finding the best CD rates in Sacramento can be tough if you don’t know where so start, so we’ve compiled the best rates across various term lengths for community banks in the area. Local Sacramento Banks with the Best CD Rates

When you opened your Sacramento bank account, you probably shopped around for the best interest rate you could find first. Have you checked out rates since? In order to ensure you’re always earning all you can, it is important to continually stay up-to-date on current rates in your city. Interest rates change on a daily basis, so it’s your job to keep up with the latest rate adjustments. Sacramento Banking Rates can help you out this month with a list of the highest bank account rates in Sacramento today. Current Interest Rates for Sacramento, CA Bank Accounts: May 2011

You may already be aware that certificates of deposit generally pay out higher interest rates than traditional savings accounts, but did you know that the longer the CD, the higher the rate? Financial institutions like customers to keep their money on deposit for as long as possible, so they’ll reward long-term account holders with better interest rates. That means if you’re looking for the best Sacramento CD rates, 24-month (2-year) CD accounts are sure to offer the highest rates. Highest CD Rates in Sacramento, CA: 24-Month Term

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Sacramento CD Rates
What Are Sacramento CD Rates Paying You?

If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you. Best Sacramento, CA CD Rates: 12-Month Term

Certificates of deposit with a term length of 6 months are a popular choice among depositors. 6 months is a period of time long enough to really see interest rates that beat out most traditional savings accounts, but at the same time, short enough so that it doesn’t feel like you lose access to your money for too long. If you would like to open a 6-month CD in Sacramento, find out where to get the best interest rates first. Current 6-Month CD Rates: Best in Sacramento, CA

If your goal is to get the highest savings rate in Sacramento possible, you’ll need to regularly do research into where the top rates can be found. Since interest rates change regularly, sometimes on a daily basis, it’s important to check rates often and not just when you open your account. Best Sacramento, CA Savings Account Rates: May 2011

Whether you’re buying your first home or adding to your collection of properties, choosing the mortgage you will obtain to fund the purchase is rarely an easy decision. Your top priority, however, should be getting the best mortgage rate in Sacramento possible so your loan is affordable. Best Mortgage Rates in Sacramento, CA: 30-Year Fixed